Android Pay now available in 1 million locations across the United States. Android Pay, Google’s revamped mobile payment solution a response to Apple Pay, would be available for Android users across the United States. Android Pay will work only on Android.
According to Android official blog, It is reported that Google is beginning to roll out Android Pay — the simple and secure way to pay with your Android phone at over one million locations across the US. Android Pay also stores your gift cards, loyalty cards and special offers right on your phone. We’ll be rolling out gradually over the next few days, and this is just the beginning. We will continue to add even more features, banks and store locations in the coming months, making it even easier to pay with your Android phone.
Android Pay works with all NFC-enabled Android devices (running KitKat 4.4+), on any mobile carrier, at every tap and pay ready location across the US. Android Pay will support credit and debit cards from the four major payment networks: American Express, Discover, MasterCard and Visa. These cards are issued by many of the most popular US banks and credit unions, including American Express, Bank of America, Discover, Navy Federal Credit Union, PNC, Regions Bank, USAA, and U.S. Bank. Wells Fargo will be available in the next few days, Capital One and Citi are coming soon, and we’re adding new banks all the time.
The interface for Android Pay is similar to Apple Pay, it displays a virtual wallet with virtual versions of all your credit and debit cards. In addition to credit and debit cards, a user can also add gift cards, loyalty programs and membership cards to stores.
Google is also working with app developers to allow for Android Pay to be integrated into its apps, allowing you to use your Android Pay cards there as well. The company says this will be available later this year.
Android Police reported that Google will temporarily allow you to use your unsupported Wallet cards with Android Pay, but banks won’t be able to properly track your spending for points or rewards for these ‘grandfathered’ cards.
Furthermore, if your card happens to expire or you need to get a replacement during this time period, you won’t be be able to add it onto Android Pay.
Sure, these are growing pains that will mostly go away in the coming weeks as Android Pay rolls out to everyone and Google adds more bank support, but in the meantime, it could be confusing for a lot users looking to upgrade.
With Android Pay you can simply unlock your phone, place it near a contactless terminal, and you’re good to go. You don’t even need to open an app. Tap and pay is that fast, that easy. And when you tap at select merchants, your loyalty points and offers are automatically applied at checkout too.
Your card information is safe with Android Pay. When you shop at a merchant, Android Pay doesn’t send your actual credit or debit card number with your payment. Instead we use a virtual account number to represent your account information — so your card details stay safe.
So what happens when you lose your phone? No more frantically canceling your credit cards. If your phone is ever lost or stolen, you can use Android Device Manager to instantly lock your device from anywhere, secure it with a new password, even wipe it clean of your personal information.
Android Pay also keep track of your purchases. As soon as you make a purchase, you’ll see a payment confirmation that shows you exactly where a given transaction happened, along with the merchant’s name and number. So it’s easy to catch any suspicious activity.